Marriage is the coming together of two lives and two separate financial histories and situations. And while your financial history may continue to influence your finances now, you'll also be contending with a lifetime of new money-related experiences and decisions together. The key to success is preparing yourself and your spouse to handle the unexpected, while also learning to communicate with each other about financial matters.
Financial problems are a factor contributing to many divorces. So how do you keep marital finances from putting a strain on your relationship? First, get to know each other's financial histories, strengths, goals and challenges. Discuss your experiences with money, saving and credit. Ask about your partner's financial history and what he or she expects when it comes to marital finances and financial planning.
Before you tie the knot, it can be useful to meet with a qualified, objective financial planner together. A financial planner can help you develop financial goals as a couple and create a shared budget. This is also an excellent way to ensure you are in agreement about important financial topics. The Financial Planning Association offers valuable information on finding a qualified professional to meet your financial planning needs.