The advantages of credit cards are numerous: quick access, fraud protection, bill consolidation and convenience. But what about the responsibilities? Understanding credit card basics is essential to choosing and using your cards wisely.
To get a glimpse of your financial future, businesses look at your financial past. This history is contained in your credit report and impacts your ability to qualify for a loan, rent an apartment, and more.
Click the button above to read an article from the Consumer Financial Protection Bureau that discusses the significant impact medical debt has on consumer credit, with 43 million Americans having overdue medical debt on their credit reports.
When your private financial information gets into the wrong hands, the consequences can be devastating. If you should fall victim to identity theft, it is important that you act quickly.