Request Your Free Credit Report Once Every 12 Months

Consumers are entitled to a free copy of their credit report every 12 months from each of the three major credit bureaus: Equifax, Experian and TransUnion. Visit www.annualcreditreport.com to request your credit report online, by phone, or through the mail.

Your Credit Report

Review Your Credit Report

Over 13 million people a year find inaccuracies on their credit reports incorrect late payments, accounts that should have been closed, other people's debt information and more. Report mistakes right away; errors could lower your credit score, costing you money.

You're the one who has to ensure your report is correct. If you find an issue:

  • Check the last page of your report for instructions for claim disputes.
  • Contact the credit bureau and report the error immediately.
  • Put it in writing if the issue remains unresolved, provide a letter of explanation and request that it become part of your report.

Your Credit Report