Who is required to have workers' compensation coverage?
- If your employer is in an industry, other than construction, and has four (4) or more employees, full-time or part-time, your employer is required to carry workers' compensation coverage (an exempted corporate officer does not count as an employee).
- If your employer is in the construction industry, and has one (1) or more employees (including him/herself), your employer is required to carry workers' compensation coverage (an exempted corporate officer or member of a limited liability company does not count as an employee).
- If your employer is a state or local government, your employer is required to carry workers' compensation coverage.
- If your employer is a farmer, and has more than five (5) regular employees and/or twelve (12) or more other workers for seasonal agricultural labor lasting thirty (30) days or more, your employer is required to carry workers' compensation coverage.
Does my employer have workers' compensation coverage?
You can contact the Employee Assistance and Ombudsman Office at 800-342-1741 or by e-mail at wceao@myfloridacfo.com and they can assist you with this question. You can also access the Division of Workers' Compensation's Proof of Coverage Database to see if your employer has coverage.