Loss Claim Information - Vanguard Fire and Casualty Company ("Vanguard")
What is the Florida Insurance Guaranty Association?
The Florida Insurance Guaranty Association ("FIGA") is a nonprofit corporation statutorily created
to provide a mechanism for the payment of claims when an insurance company is ordered liquidated.
What is a covered claim?
A covered claim is defined by Section 631.54, Florida Statutes, and means "an unpaid claim, including one of unearned
premium, which arises out of, and is within the coverage, and is not in excess of the applicable limits of an insurance policy..."
How do I contact FIGA?
In order to file a new claim, you should contact FIGA at:
Florida Insurance Guaranty Association
P O Box 14249
Tallahassee, Florida 32317 1-866-928-4310 (toll-free)
Hours of operation are Monday - Friday from 8:00 A.M. - 5:00 PM Eastern Time
FIGA Website Link: www.figafacts.com (you are leaving the DFS website and opening a new
browser window)
What is the deadline for settling a claim with FIGA?
Per Section 631.68, Florida Statutes, the deadline for settling a claim or filing suit against FIGA is one year after the Receiver’s
claim filing deadline which for the Vanguard receivership was June 30, 2008. Therefore the established date for settling a
claim with FIGA is Tuesday, June 30, 2009.
Can I submit a new loss claim with FIGA after the June 30, 2009 deadline?
Any claim not settled or in litigation by June 30, 2009 will not be considered by FIGA. However, you may still submit a new claim
after June 30, 2009 for recording purposes. You will need to take steps to complete any needed repairs in order to mitigate your damages.
After June 30, 2009, a claim may be filed with the Receiver by filing a proof of claim form. All submitted proof of claim forms should
include supporting documentation such as invoices and cancelled checks to verify the amount reported on the proof of claim form.
Since the Receiver’s claim filing deadline of June 30, 2008 has passed, any filed proof of claim form will be classified as
late-filed. The amount of future distributions, if any, to claimants from Vanguard is currently unknown.
How do I request a proof of claim form from the Receiver?
When you initially file a claim with FIGA, the Receiver is notified and they will automatically send you a proof of claim form within
the normal processes. If it has been two weeks since you filed your claim with FIGA and you have still not received a proof of claim
form, you may request one from the Receiver using the “Contact Us” form or by calling the Receiver
at 1-850-413-3081
.
Will FIGA continue to settle loss claims that were filed on or before the June 30, 2009 deadline?
No. Due to the statute of limitations, all claims must be settled by June 30, 2009.
I had a previous loss claim that was handled by FIGA and a settlement amount was reached. If I now find additional
damage, will FIGA re-open my loss claim after June 30, 2009?
Any claim not settled or in litigation by June 30, 2009 will not be considered by FIGA. You will need to take steps to complete any
needed repairs in order to mitigate your damages.
After June 30, 2009, a claim may be filed with the Receiver by filing a proof of claim form. All submitted proof of claim forms
should include supporting documentation such as invoices and cancelled checks to verify the amount reported on the proof of claim form.
Since
the Receiver’s claim filing deadline of June 30, 2008 has passed, any filed proof of claim form will be classified as late-filed. The
amount of future distributions, if any, to claimants from Vanguard is currently unknown.
If I file a proof of claim form with the Receiver after June 30, 2008, which was the Receiver’s deadline for filing
a claim against Vanguard, when will I get paid?
Any proof of claim form filed after the Receiver’s claim filing deadline of June 30, 2008, will be classified as a late-filed claim.
All late-filed claims are assigned a lower claimant classification as compared to timely filed loss claims. It will likely be several
years before the Receiver is able to determine the amount of distributions, if any, that will be paid on claims against Vanguard.
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CONSUMER HELPLINE 1-800-882-3054
Division of Rehabilitation and
Liquidation · 2020 Capital Circle SE Alexander Bldg Ste
340 · Tallahassee, FL 32301-0110
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