Executive Summary History of the Division Division Overview Accounting Section Administrative Services Section Asset Recovery and Management Section Claims Section Estate Management Section Legal Services Section Information Technology Services Section Legislative Update 2007

Appendix D

Florida Life and Health Insurance Guaranty Association

The Florida Life and Health Insurance Guaranty Association (FLAHIGA) is a nonprofit legal entity established by Chapter 631, Part III, Florida Statutes, in 1979 to protect policyholders, beneficiaries, and other claimants under life and health insurance policies, and annuity contracts, subject to certain limitations, from the financial impairment or insolvency of such an insurer.  The cost of this protection is assessed to member life and health insurance companies.  FLAHIGA is also entitled to file claims in the relevant receiverships for its administrative expenses and covered claims that it pays.  All insurers defined as member insurers in Section 631.714(8), Florida Statutes, shall be members of the association as a condition of their authority to transact insurance in Florida.

A board of directors for the association is mandated under Section 631.716, Florida Statutes, and consists of not fewer than five or more than nine member insurers. One member must be a domestic insurer and all member insurers must be fairly represented.  Each board member serves a three-year term.

Contact information for FLAHIGA is listed below. 

(904) 398-3644 Phone
(904) 398-4474 Fax

Mailing Address:

3740 Beach Boulevard, Suite 201-A
Jacksonville, FL 32207-3877

Website:  www.flahiga.org

Source: Chapter 631, Part III, Florida Statutes