Since the Florida Legislature passed a bill to reform Florida’s Motor Vehicle No-Fault Law, citizens should know that Florida law will once again require drivers to carry Personal Injury Protection (PIP) insurance effective January 1, 2008.

As part of the legislation restoring PIP coverage, insurance companies must notify policyholders how  the mandatory restoration of PIP/no-fault will impact them. The notice must clearly inform the policyholder on these points:

• Beginning on January 1, 2008, Florida law requires drivers to maintain PIP insurance coverage which pays covered medical expenses for injuries sustained in a motor vehicle crash by the policyholder, passengers, and relatives residing in the policyholder's household.
   
• If a policyholder fails to maintain PIP coverage, the State of Florida may suspend the policyholder's driver license and vehicle registration.

If you need assistance, please contact your insurance agent or call our Consumer Helpline at 1-877-MyFLCFO.