The Insurance Consumer Advocate represents the public in a wide range of public forums that include: health care panels, public hearings, rate filings, NAIC Working Groups, and statutorily appointed boards or task forces as identified below:  (Dates of meetings and sub-committees are scheduled weekly, monthly, quarterly, and annually.)

Florida Workers’ Compensation Joint Underwriting Association (FWCJUA) -- Section 627.311(4), F.S.: The FWCJUA provides workers’ compensation and employers’ liability insurance to applicants who are required by law to maintain workers’ compensation and employers’ liability insurance but who are unable to purchase this insurance through the admitted voluntary market.

Florida Surplus Lines Service Office (FSLSO) -- Section 626.921, F.S.: The FSLSO is a self-regulating organization whose purpose is promoting a stable, efficient and financially strong surplus lines insurance market in Florida.

Florida Commission on Hurricane Loss Projection Methodology (FCHLPM) – Section 627.0628, F.S.: The FCHLPM is a board of experts who provide the most actuarially sophisticated guidelines and standards for the projection of hurricane losses.

Florida Workers’ Compensation Insurance Guaranty Association (FWCIGA) – Section 631.911, F.S.:           The FWCIGA provides a source of funds for insureds’ whose insurance company becomes insolvent.

Florida Workers’ Compensation Appeals Board (Appeals Board) – Section 627.291(2), F.S.: The Appeals Board provides individuals an independent review of the employers’ classification code assigned to them by an insurance company for the purpose of establishing their workers’ compensation rate.

Subscriber Assistance Panel (SAP) – Section 408.7056, F.S.: The SAP reviews, considers and recommends to the Agency for Health Care Administration or the Office of Insurance Regulation, actions that should be taken concerning individual cases heard by the panel regarding grievances which have not been satisfactorily resolved after the subscriber or provider has followed the full internal grievance procedures of the HMO.