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EAST CENTRAL REGIONEast Central Region Map

The East Central Region is responsible for the enforcement of insurance related crimes committed in Brevard, Highlands, Indian River, Lake, Martin, Okeechobee, Orange, Osceola, Palm Beach, Seminole St. Lucie and Volusia counties. To this end, the region has established two field offices: West Palm Beach and Orlando.

The West Palm Beach office is composed of three squads located at 3111 South Dixie Hwy, Suite 310, West Palm Beach, Florida. The Orlando Office is comprised of two squads located at 400 W. Robinson Street, Orlando, Florida.

East Central Region Commander
Captain Glen Hughes

Captain John “Glen” Hughes, a resident of Palm Beach County since 1978, began his 24+ year law enforcement career in 1985 after graduating from the Florida State University, School of Criminology. Captain Hughes was a criminal investigator for the Palm Beach County State Attorney until joining the Division in 1993. During his eight years at the State Attorney's Office, Captain Hughes' many assignments included the investigation of Official Corruption and white collar crime cases working closely with prosecutors in the major crimes unit preparing cases for trial

Captain Hughes is in his eighteenth year of service with the Florida Department of Financial Services, Fraud Division. Hughes was designated Lead Detective in 2000 and promoted to Lieutenant in June 2008. During his tenure with the Division Captain Hughes has investigated numerous major cases, executed and supervised the execution of many search warrants and coordinated the seizure of volumes of documentary evidence. Over the course of his career Hughes has worked closely with the Office of Statewide Prosecution and participated in several statewide Grand Jury initiatives

Captain Hughes was the Division representative on the Safeguard Our Seniors (SOS) Task Force and DFS Senior Protection Team. Captain Hughes has served as a media contact for the division and has appeared in local news articles, local and national television and in Kiplinger’s magazine

In 2009, then Lieutenant Hughes supervised the Division’s first Mortgage Fraud Unit housed in the West Palm Beach Field Office. The Mortgage Fraud Unit’s main objective is to target organized groups that exploited mortgage lenders by falsifying or withholding information in their closing documents. The DFS Mortgage Fraud Unit continues to be a member agency of the FBI Mortgage Fraud Task Force and is presenting cases for prosecution in both Federal and State courts.

In April 2010, Hughes was promoted to Captain and assumed command of the Division’s East Central Region. The East Central Region consists of 33 full-time sworn law enforcement officers working in six squads located in Broward, Palm Beach and Orlando.

Captain Hughes is a certified fraud examiner, has taught at the DFS fraud detective’s academy and graduated third in his class from the Southern Police Institute’s (SPI), Command Officer’s Development Course in 2010. Captain Hughes is currently participating in the DFS leadership excellence (LEX) program.

Lieutenant Evangelina Brooks, West Palm Beach Field Office

Evangelina Brooks began her law enforcement career in 2002 with the Vero Beach Police Department. She joined the Florida Division of Insurance Fraud in May 2006 and was assigned to the Miami Region PIP Squad. In 2007, she transferred as a detective to the West Palm Beach Workers’ Compensation Squad. In January 2009, she was promoted to Lieutenant of the newly formed West Palm Beach PIP Squad.

Lt. Evangelina Brooks attained her undergraduate degree from Bethune-Cookman College and her Master’s Degree from The University of Louisville. Lt. Brooks is active member of the DIF training section. She is also a FDLE/CJSTC certified instructor, specializing in the areas of high liability: firearms, defensive tactics, ASP Baton, CPR/ First Aid and vehicle operations. Lt. Brooks is also an adjunct instructor at the Indian River State College.

Lieutenant Kurt Harmon, Orlando Field Office

Kurt Harmon grew up on the west coast of Florida and eventually moved to Orlando to attend the University of Central Florida. While there, Lt Harmon was employed by the Orange County Sheriff’s Office in the communications section. After graduating with a bachelor’s degree in criminal justice in 1998, he obtained his State of Florida law enforcement certification and continued working at the Orange County Sheriff’s Office as a deputy sheriff. During his tenure as a deputy sheriff, he received agency wide awards and recognition for his outstanding work and dedication. Lt Harmon was a field training officer and promoted to deputy first class.

In 2003, Lt Harmon continued his career as a detective with the Division of Insurance Fraud. While learning the field of insurance fraud, Lt Harmon excelled in the workers’ compensation squad and made numerous arrests. He was given the Outstanding Performance Award by the Bureau of Workers’ Compensation for two consecutive years for his high performance level. Lt Harmon was active on the workers’ compensation fraud task force and participated in sub-committees dedicated to curtailing premium fraud in the construction industry. In 2006, the workers’ compensation fraud task force recognized him for his outstanding service and performance.

On June 1, 2008, Lt. Harmon was promoted to his current position as a lieutenant of the Orlando Field Office. While holding the rank of lieutenant, Lt. Harmon successfully completed the command officers’ development course at the Southern Police Institute and became a certified fraud examiner under the Association of Certified Fraud Examiners.

Lieutenant Jewel W. Cameron, Orlando Field Office

Lt. Cameron was born in Palatka, Florida and raised in Miami, Florida. During her years residing in Miami, she attended Miami Dade Community College and received an Associate in Arts degree in Business Administration in 1988. After receiving her degree, she began working for a private company, Factual Business Information, who did criminal background checks for companies hiring new employees for two years. At which time, she continued her education at Florida International University and received her Bachelor’s of Science in criminal justice with a minor in public administration in 1994, while employed with the North Miami Police Department in the records division.

In March of 1996, Lt. Cameron was hired by the Miami Dade Public Schools Police Department as a school resource officer and entered into the police academy where she obtained her State of Florida law enforcement certification. Lt. Cameron continued her employment with the Miami-Dade Public Schools Police Department for five years. In February of 200l, Lt. Cameron was hired by the Division of Insurance Fraud as an investigator in the Miami Field Office and learned all aspects of insurance fraud including premium fraud by insurance agents, workers’ compensation, and PIP fraud. In September of 2006, she received an award from NICB for her outstanding accomplishments investigating PIP cases.

In November of 2006, Lt. Cameron moved to Rockledge, Florida and began working in the Orlando Field Office on the general fraud squad, and was promoted to her current position as a lieutenant in October of 2008 directing the activities of the detectives on the PIP squad. In 2009, Lt. Cameron continued her career development by attending the command officers’ development course and received a certificate from the Southern Police Institute, University of Louisville, KY. Also in 2009, Lt. Cameron obtained a certificate as a certified fraud examiner from the Association of Certified Fraud Examiners.

Lieutenant Paul Meyers, Orlando Field Office

In 2009, Lt. Meyers was hired by the Division of Insurance Fraud, as a detective, for the newly created major case squad in Tallahassee. In early 2010, Lt. Meyers was promoted to Lieutenant and remained in that squad. In 2011, Lt. Meyers transferred to the Orlando Field Office, where he currently serves.

Lt. Meyers is a past president of NACPI, the North American Consumer Protection Investigators Association and a past winner of the National Association of Credit Management’s Bronze Vigilance Award for his work in the fraud arena. Lt. Meyers and his squad received the Davis Productivity Award in 2011.

Lt. Meyers holds an associate’s degree in criminal justice from Florida Keys Community College and a bachelor’s degree in criminal justice from Saint Leo University.

Lieutenant Paul Shepard, Broward Field Office

Lt. Paul Shepard started his law enforcement career after graduating from Florida State University. In October 1973, he joined the City of Miami Police Department and was employed with them until he retired in March 2002. During his tenure with the City of Miami Police Department he was assigned to many different units and advanced through the ranks to police major. In January 2003 he was hired by the Division of Insurance Fraud and has worked in their Plantation Office as a detective, lead detective and lieutenant.

Lieutenant Ted Padich, West Palm Beach Field Office

Lt. Padich has been with the Division of Insurance Fraud since 1998. Prior to that he was a captain with the Boynton Beach Police Department and retired after 20 years. He is presently lieutenant of the general fraud squad in the West Palm Beach Field Office.

East Central Region Statistics

From July 1, 2011 to March 30, 2012, the detectives in the east central region completed 175 presentations for prosecution, 168 arrests. In addition, the squad obtained 131 convictions resulting in $14,791,755.50 in court ordered restitution and $145,541.04 in court ordered investigative costs.

East Central Region Case Highlights

  • In June of 2009, Insurance Agent Joseph D. Ransberger of JDR Coverage Solutions, Inc. was arrested for committing acts of organized fraud, grand theft first degree and insurance fraud second degree in Palm Beach County. The investigation revealed that Ransberger operated a premium financing “Ponzi Scheme” from his home based insurance business borrowing nearly $2 million dollars from ETI Financial Corp. for insurance policies on entities that never existed. When Ransberger’s scheme was unraveled it left ETI with $500,000.00 in outstanding premium loans to Ransberger.

    In late 2011, DIF received another complaint on Ransberger from All Risks, Ltd., a Managing General Agent (MGA), which indicated a suspicion that Florida insurance agent Joseph D. Ransberger of JDR Coverage Solutions, Inc., misappropriated additional insurance premium funds between the date of his courtroom plea and his scheduled sentencing in Palm Beach County.

    Joseph Ransberger submitted a fabricated and fraudulent commercial insurance application to All Risks for liability coverage on a Palm Beach County apartment complex which resulted in the issuance of a Lloyds of London Insurance Policy. Ransberger then received financing for the premium thru Capital Premium Financing Co. in the amount of $12,760.73 which was deposited into Ransberger’s bank account and never remitted to All Risks. The policy was eventually cancelled for non-payment of premiums and Ransberger converted the funds to his own use.

    Ransberger was arrested and faces additional charges of insurance fraud for submitting a false application and a violation of the insurance code F.S. 626.561 (3)(b) reporting and accounting for funds, for misappropriating the premium finance funds.
  • Defendants Marc Arthur Maxis and Isemona Pierre recruited Wilmy Beautelus, Marilia Etienne-Lubin, Magdala S. Mortimer and Vilnor Perou to participate in an intentional motor vehicle crash (staged accident) for monetary compensation. The crash occurred on January 7, 2009 in Orlando on International Drive at Samoan Court, when Beautelus intentionally collided with an Avis/Budget Rent-A-Car driven by a tourist as instructed by Marc Maxis.

    Perou and Mortimer each received cash from Marc Maxis for treating at his clinic after the intentional motor vehicle crash. As a result of the “staged” vehicle crash, Beautelus, Perou, Mortimer and Etienne-Lubin filed fraudulent insurance claims with State Farm Insurance and received treatment for their alleged injuries at Michigan Health & Rehab. As a result of the false claim, State Farm Insurance Company was billed $35,996.01 for the alleged medical treatment provided. The loss to Avis/Budget Rent-A-Car totaled $9,902.69. The financial loss to Avis/Budget Rent-A- Car and State Farm Insurance totaled $45,898.76.

    A person convicted of participating in a staged or intentional motor vehicle crash faces a two year minimum mandatory prison sentence.
  • The Polk County Sheriff's Office teamed up with the Division of Insurance Fraud when defendant Keith Judge solicited an undercover police officer to stage the theft of his Chevy pick up truck in order to make an insurance claim. Judge works as a tool vendor and sells large amounts of tools out of this truck. The payment for "stealing" his truck would be the tools left inside the truck at the time of the staged theft.

    In February, 2012, as planned Keith Judge left his truck in his mother's driveway. Judge hid a set of keys to the truck in an agreed upon location on the truck so the truck could be taken. Polk County Sheriff's Office undercover completed the "theft" of the truck and transported it to the Polk County Sheriff's Office for inventory. On February 18, 2012, Judge filed a police report for the stolen vehicle with the Lakeland Police Department then contacted Allstate Insurance and filed an insurance claim for the stolen truck and tools on board. The Division of Insurance Fraud notified Allstate Special Investigative Unit about the staged theft by Judge. Allstate claims department obtained a recorded statement from Judge about the insurance claim and theft. Judge is charged with grand theft and insurance fraud and could face up to five years in prison.