TYPE AND CLASS:
Common Use(s) of License:
A "public adjuster" is any person, except a duly licensed attorney at law as
exempted under s. 626.860, who, for money, commission, or any other thing of
value, prepares, completes, or files an insurance claim form for an insured or
third-party claimant or who, for money, commission, or any other thing of value,
acts on behalf of, or aids an insured or third-party claimant in negotiating for
or effecting the settlement of a claim or claims for loss or damage covered by
an insurance contract or who advertises for employment as an adjuster of such
claims. The term also includes any person who, for money, commission, or any
other thing of value, solicits, investigates, or adjusts such claims on behalf
of a public adjuster.
Related Florida Statutes:
626.854 and 626.8732
STEPS TO OBTAIN NON-RESIDENT PUBLIC
Step 1 - You must be:
- A natural person at least 18 years of age.
- A non-resident of the state of Florida.
- A United States citizen or legal alien who possesses a work authorization
from the United States Immigration and Naturalization Services. [Click
here for more information]
Step 2 - License Required:
- Licensed and employed as a public adjuster in the applicant's state of
residence on a continual basis for the past year.
- If the applicant's state of residence does not issue licenses to individuals
who act as public adjusters, the applicant has been licensed and employed as a
resident insurance adjuster in his or her state of residence or
any other state on a continual basis for the past year.
Step 3 - Must have the following prerequisite(s) before applying:
- File an original fifty thousand dollar ($50,000) surety bond, using a bond form
provided by the Department. [Click here
for Bond Form]
Step 4 - Apply:
Step 5 - Prerequisite:
- Proof of your resident license, as indicated in Step 2, is
verified through the National Association Insurance Commissioners (NAIC). In the
event that your license can not be verified, the Bureau may request a Letter of
Certification from your home state to verify you are licensed. The Letter of
Certification can be obtained from your home state and it must be dated no
earlier than 30 days of your date of application.
Department of Financial Services
Bureau of Licensing, Room 419
East Gaines Street
Tallahassee, FL 32399-0319
Step 6 - Fingerprints:
Step 7 - Status notification(s):
- Once an application has been submitted, you may check your MyProfile account for the status of your application. Deficiencies will be listed under
the pending license type.
Step 8 - Must Pass the Examination:
- Upon approval, an email will be sent to you directing you to check your
messages in your MyProfile account. Messages are where you may view your
notifications from the department, such as an authorization for an examination.
Follow the message's instructions to schedule the examination.
[Click here for the Exam Information page]
Step 9 - Print license:
- Once all the above steps have been satisfied, the department will send your
approval by email. You may then go to your MyProfile account and print your license.
Note: If you are required to take an
examination, you will not be able to print your license until the department has
received a passing result from the testing vendor.
- Attorneys at law duly licensed to practice law in the courts of this state,
and in good standing with The Florida Bar are exempt from having to obtain a
license per Florida Statute 626.860. Note: This does not exempt
attorneys from the state examination if an adjuster license is applied
- Upon licensure a public adjuster must be appointed in his or her own name,
or by a public adjuster or a public adjusting firm. A public adjuster can only
have one appointment.
- Can not hold more than one adjuster license at a time.