TYPE AND CLASS:
Common Use(s) of License:
An "independent adjuster" means a person licensed as an all-lines adjuster who is self-appointed or appointed and employed by an independent adjusting firm or other independent adjuster, and who undertakes on behalf of an insurer to ascertain and determine the amount of any claim, loss, or damage payable under an insurance contract or undertakes to effect settlement of such claim, loss, or damage.
A "company employee adjuster" means a person licensed as an all-lines adjuster
who is appointed and employed on an insurer's staff of adjusters or a wholly
owned subsidiary of the insurer, and who undertakes on behalf of such insurer or
other insurers under common control or ownership to ascertain and determine the
amount of any claim, loss, or damage payable under a contract of insurance, or
undertakes to effect settlement of such claim, loss, or damage.
Related Florida Statutes:
626.855, 626.856, 626.8584 and 626.8734
STEPS TO OBTAIN NON-RESIDENT ALL-LINES ADJUSTER LICENSE:
Step 1 - You must be:
- A natural person at least 18 years of age.
- A non-resident of the state of Florida.
- A United States citizen or legal alien who possesses a work authorization
from the United States Immigration and Naturalization Services. [Click
here for more information]
Step 2 - Qualifications for license:
- Hold a company or independent adjuster license (resident or non-resident) that Florida has a
reciprocal agreement with. [Exempt from State
Examination]
[Click here to view the reciprocal list]
OR
- An original letter from one of the following institutions awarding one of
the following designations:
- American Institute for Property and Liability Underwriters - Chartered
Property and Casualty Underwriters (CPCU)
- A regional post secondary institute - Accredited Claims Adjuster (ACA)
- Professional Career Institute - Professional Claims Adjuster (PCA)
- HurriClaim Training Academy - Professional Property Insurance Adjuster
(PPIA)
- Association of Property and Casualty Claims Professionals - Certified Claims
Adjuster (CCA)
- All Lines Training - Certified Adjuster (CA)
[More Designation
Information] [Exempt from State Examination]
OR
- If you do not hold one of the prerequisites above, you will be required to
take the state examination. [Requires State
Examination]
Step 3 - Apply:
Step 4 - Fingerprints:
Step 5 - Status notification(s):
- Once an application has been submitted, you may check your MyProfile account for the status of your application. Deficiencies will be listed under
the pending license type.
Step 6 - Examination:
Disregard this step if you are not required to take an
exam.
- Upon approval, an email will be sent to you directing you to check your
messages in your MyProfile account. Messages are where you may view your
notifications from the department, such as an authorization for an examination.
Follow the message's instructions to schedule the examination.
[Click here for the Exam Information page]
Step 7 - Print license:
- Once all the above steps have been satisfied, the department will send your
approval by email. You may then go to your MyProfile account and print your license.
Note: If you are required to take an
examination, you will not be able to print your license until the department has
received a passing result from the testing vendor.
Special Note:
- You can only have one appointment at a time. Information about
appointments can be found in our Frequently
Asked Questions, under "eAppoint and Appointments".
- There are (24) hours of continuing education required.
- Can not hold more than one adjuster license at a time.