When I am getting my return premium refund?
The Receiver has completed the process of auditing and calculating over 87,000 premium refunds. If your return premium calculation exceeded $100, The Florida Insurance Guaranty Association ("FIGA") should have processed and mailed you a return premium check less the $100 deductible allowed by statute.
I am owed a return premium refund but have not received a check. What do I do?
Return premium checks have been mailed to all known policyholders that were owed return premium exceeded $100. If you feel you are owed a return premium check but have not received one or if you have other questions about the status of your return premium claim, you may contact the Receiver at 850-413-3081.
How do I file a claim for my $100 deductible or return premium claim of $100 or less?
In order to file a claim for your $100 deductible (or refund claim of $100 or less), you must submit a proof of claim form to the Receiver. On June 8, 2005, the Receiver mailed notices (a postcard) to eligible recipients explaining how to obtain a proof of claim form. If you have not received a postcard and would like a return premium proof of claim form, please contact the Receiver by using our "Contact Us" form. Alternatively, you may contact the Receiver at 850-413-3081.
When is the deadline for filing a proof-of-claim for the $100 deductible or for return premium claims of $100 or less?
All claims against the estate of American Superior must be filed by December 1, 2005 to be considered timely filed.
What if my proof of claim form is filed after the 12/1/05 filing deadline?
Any proof of claim form postmarked after December 1, 2005 will be processed as “late-filed”. “Late-filed” claims are assigned a lower payment priority.
If I believe my proof-of-claim should be considered timely filed, what should I do?
If you believe that your proof of claim form should be considered timely-filed, you may submit your request for the Receiver to accept your proof of claim form as timely-filed. With appropriate supporting documentation, Chapter 631, Florida Statutes gives you the right to petition the receivership court (Second Judicial Circuit, Tallahassee, Leon County, Florida, case number 04-CA-2353) to accept your claim as timely-filed.
When will I receive payment of my $100 deductible or return premium or $100 or less from the estate of American Superior?
The receivership process is lengthy and typically takes several years to complete. Your claim may be paid on a pro-rata basis, to be determined by available funds, after all legal and collection activity has ceased.