Serving and safeguarding the public and businesses operating in
State of Florida against acts of insurance fraud.
The Division of Insurance Fraud is responsible for investigating criminal acts of suspected insurance fraud perpetrated by individual citizens, insurance agents, insurance companies and businesses. It is a national leader in the fight against insurance fraud, continuously ranking in the top five among all states’ fraud bureaus and divisions.
Help the division fight insurance fraud by educating yourself using our publications and resources. You can also help by reporting suspected insurance fraud through our online referral application or by calling the DFS Fraud Hotline (1-800-378-0445).
Insurance fraud is not a victimless crime. It is estimated that insurance fraud costs the United States $80 billion dollars or more a year, which is ultimately passed down to consumers. The Coalition Against Insurance Fraud (CAIF) estimates this fraud costs each family approximately $950 annually.