When selecting an agent, choose one who is licensed to sell insurance in Florida. Some agents have professional insurance designations such as the following:

• CEBS..... Certified Employee Benefits Specialist

• CFP......... Certified Financial Planner

• ChFC...... Chartered Financial Consultant

• CIC......... Certified Insurance Counselor

• CLU........ Chartered Life Underwriter

• CPCU..... Chartered Property and Casualty Underwriter

• LUTCF.....Life Underwriting Training Council Fellow

• RHU........Registered Health Underwriter

Make sure you select an agent with whom you feel comfortable and who will be available to answer your questions. Remember: An agent may represent more than one company. To verify whether an agent is licensed, call the DFS Consumer Helpline toll-free at 1-877-MY-FL-CFO (1-877-693-5236).