NON-RESIDENT PUBLIC ADJUSTER LICENSE

TYPE AND CLASS:

73-20 All Lines

Common Use(s) of License:

A "public adjuster" is any person, except a duly licensed attorney at law as exempted under s. 626.860, who, for money, commission, or any other thing of value, prepares, completes, or files an insurance claim form for an insured or third-party claimant or who, for money, commission, or any other thing of value, acts on behalf of, or aids an insured or third-party claimant in negotiating for or effecting the settlement of a claim or claims for loss or damage covered by an insurance contract or who advertises for employment as an adjuster of such claims. The term also includes any person who, for money, commission, or any other thing of value, solicits, investigates, or adjusts such claims on behalf of a public adjuster.

Related Florida Statutes:

626.854 and 626.8732

STEPS TO OBTAIN NON-RESIDENT PUBLIC ADJUSTER LICENSE:

Step 1 - You must be:

A natural person at least 18 years of age.
A non-resident of the state of Florida.
A United States citizen or legal alien who possesses a work authorization from the United States Immigration and Naturalization Services. [Click here for more information]

Step 2 - License Required:

Licensed and employed as a public adjuster in the applicant's state of residence on a continual basis for the past year.
OR
If the applicant's state of residence does not issue licenses to individuals who act as public adjusters, the applicant has been licensed and employed as a resident insurance adjuster in his or her state of residence or any other state on a continual basis for the past year.

Step 3 - Must have the following prerequisite(s) before applying:

File a fifty thousand dollar ($50,000) surety bond, using a bond form provided by the Department. [Click here for Bond Form]

Step 4 - Apply:

Answer all of the questions and pay the fees to complete online application.
[Click here to review fees]
[Click here to apply]
[Fingerprinting fees are not included and must be paid directly to vendor]

Step 5 - Prerequisite:

Proof of your prerequisite, as indicated in Step 2, is verified through the National Association Insurance Commissioners (NAIC). In the event that your license can not be verified, the Bureau may request a Letter of Certification from your home state to verify you are licensed. The Letter of Certification can be obtained from your home state and it must be dated no earlier than 30 days of your date of application.

Mail to:
Department of Financial Services
Bureau of Licensing, Room 419
200 East Gaines Street
Tallahassee, FL 32399-0319

Step 6 - Fingerprints:

You must be fingerprinted. [Click here and follow the instructions]

Step 7 - Status notification(s):

Once an application has been submitted, you may check your MyProfile account for the status of your application. Deficiencies will be listed under the pending license type.

Step 8 - Must Pass the Examination:

Upon approval, an email will be sent to you directing you to check your messages in your MyProfile account. Messages are where you may view your notifications from the department, such as an authorization for an examination. Follow the message's instructions to schedule the examination.
[Click here for the Exam Information page]

Step 9 - Print license:

Once all the above steps have been satisfied, the department will send your approval by email. You may then go to your MyProfile account and print your license.
Note: If you are required to take an examination, you will not be able to print your license until the department has received a passing result from the testing vendor.

Special Note:

Attorneys at law duly licensed to practice law in the courts of this state, and in good standing with The Florida Bar are exempt from having to obtain a license per Florida Statute 626.860. Note: This does not exempt attorneys from the state examination if an adjuster license is applied for.
Upon licensure a public adjuster must be appointed in his or her own name, or by a public adjuster or a public adjusting firm. A public adjuster can only have one appointment.
Can not hold more than one adjuster license at a time.