Licensure as a life/health insurance agent in another state that reciprocates with Florida exempts an applicant from the educational requirement (40-hour life/health agent qualification course); it does NOT exempt an applicant from having to take and pass the applicable exam(s) unless the applicant holds the CLU designation.
Licensure as a resident or nonresident all-lines adjuster in another state (regardless of either independent or company) that reciprocates with Florida exempts an applicant from the Florida examination. Please view the list below to see if you hold an adjuster license in a state that will exempt you from the nonresident all-lines adjuster Florida examination. Exemption does not apply to nonresident public all-lines adjusters, who are required to take the Florida examination.
Florida law requires that in order for a nonresident surplus lines agent to obtain a license in Florida, the applicant must hold a surplus lines license in his/her home state (where they live or have a principal place of business).
A person who took and passed a surplus lines license examination in his/her home state will NOT be required to take a Florida surplus lines license examination to obtain a Florida nonresident surplus lines agent license.
The Division signed a reciprocal agreement with Puerto Rico for property, casualty, surplus lines, life, health/disability and variable annuity. We will issue nonresident agency licenses in Puerto Rico for agents/producers obtaining a property, casualty, life, health and/or annuity license and appointment.
Florida has a reciprocal agreement with the following Provinces of Canada for Life/Health agent and agency licensing.
Note: We do not currently have a reciprocal agreement with Quebec.
For foreign officer fingerprinting information, please see our Fingerprint Information webpage, click here.