Consumer Guides
Property Coverage
Homeowners insurance helps pay to repair or rebuild your
home and replace personal possessions lost due to theft,
fire or other disasters such as storms. Although Florida
law does not require homeowners insurance, some cities and
counties require liability coverage if you own certain pets
or a swimming pool. Liability coverage pays for non-automobile-related
injuries to other people, or damage to their property, for
which you are legally responsible.
For mortgaged homes, the lending institution will require
full insurance coverage on the structure, including flood
(if located in special zone), fire, liability, windstorm,
etc. Some developments and subdivisions may also require
insurance.
HomeOwners Insurance Guide
Homeowners insurance helps pay to repair or rebuild your
home and replace personal possessions lost due to theft,
fire or other disasters such as storms.
English 4.4MB
2008
Spanish
4.5MB 2008
Homeowners Financial Toolkit
Helping you make informed decisions when it comes to
disasters. This toolkit provides helpful suggestions to
prepare you for any type of claim that involves the largest
investment you’ve made - your home.
English
1MB
Spanish
1.5MB
Title Insurance Guide
During the home buying process—and particularly during closing—many of us are faced with a barrage of terms and procedures we have never heard of, especially if we are first-time buyers. This publication is designed to help you understand the process.
English 457k 2008
Mediation Program - Residential Property Claim Disputes Guide
See also
Emergency Rule regarding mediation: This emergency rule establishes a special mediation program for personal lines residential insurance claims resulting from the 2004 and 2005 tropical storms and hurricanes.
English
900k 2008
Water Damage Brochure
As an insured homeowner, you must take appropriate and
swift action to minimize damage from unexpected water intrusion,
and prevent further problems caused by mold.
English 6.2MB 2005
Tie-Downs Rack Card
Tie-downs can help prevent damage to your manufactured
or mobile home during a storm. They can save you money on
insurance, and they’re required by Florida law. Tie-downs
are just plain good sense. Learn more from this publication.
English 255k 2005
Spanish 190k 2005
Creole 127k 2005
Reverse Mortgage Rack Card
Before you borrow, consider these questions to determine if a reverse mortgage is right for you.
English 728k 2009
Sinkholes in Florida Brochure
Sinkholes are an unpredictable part of the Florida landscape,
especially in West Central Florida and the greater Tampa
Bay area. Before you buy a home, make sure that you have
these bases covered:
English
3.4MB 2008
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