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RESIDENT GENERAL LINES INSURANCE
AGENT
TYPE AND CLASSES:
- 2-20 General Lines Insurance (Property, Casualty,
Surety, Marine, Health and Miscellaneous Lines)
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Florida Statutes 626.015 defines a
“General Lines Agent” as an agent transacting any one or more of the following
kinds of insurance: property, casualty, surety, health and marine and
miscellaneous lines.
Florida Statutes 624.604 defines
“PROPERTY INSURANCE” as insurance on real or personal property of every kind and
of every interest therein, whether on land, water, or in the air, against loss
or damage from any and all hazard or cause.
Florida Statutes 624.605 defines
“CASUALTY INSURANCE” as insurance against vehicle, liability, workers’
compensation and employer’s liability, burglary and theft, personal property
floater, glass, boiler and machinery, leakage and fire extinguish equipment,
credit, credit property insurance, malpractice, animal, elevator, entertainments
and miscellaneous lines.
Application Qualifications:
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Complete an online application for License and submit
appropriate fees.
Apply for license
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Be a natural person at least 18 years of age.
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Be a resident of the state of Florida.
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Be a United States citizen or legal alien who possesses
a work authorization from the United States Immigration and Naturalization
Services.
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Be fingerprinted at one of the Department's fingerprint
sites.
(Link directly to locations and additional information)
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If licensed in another state within three years, provide
a Letter of Clearance.
State Examination Qualifications
(Must
be completed within four years of application date):
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Having taught an approved
classroom courses in property and casualty insurance at a school, college, or
extension division or successfully completed a 200 hour approved
insurance course in all lines of property and casualty insurance.
(Find Course); or
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Successfully completed a correspondence course in all
lines of property and casualty insurance approved by the Department and
having at least six months of responsible insurance
duties as a full-time bona fide employee (of an insurer, general lines agent
or agency, etc.) in all lines of property and Casualty insurance
(Find Course) and
(Qualification and Verification Form Link); or
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Completed at least one year in
responsible insurance duties as a full-time bona fide employee in all lines
(the areas of property, casualty, surety,
health, and marine) of property and casualty insurance
(Qualification and Verification Form Link); or
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Completed at least one (1) year of responsible insurance
duties as a licensed and appointed customer representative or
limited customer representative and complete a
40 hour classroom course approved by the Department in the areas of property,
casualty, surety, marine and health insurance
(Find Course); or
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Completed at least one (1) year of responsible insurance
duties as a licensed and appointed service representative and
complete a 80 hour classroom course approved by the Department in the areas of
property, casualty, surety, marine and health insurance
(Find Course); or
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Successfully completed at least 15 semester hours of
credit or its equivalent in property and casualty courses form an accredited
college or university (an official transcript
required); or
Exemptions for State Examination
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A letter of clearance indicating the licensee held a
property and casualty license for at least one (1) year in his/her home state
and applying for a license within 90 days of becoming a resident of the State
of Florida; or
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An original
letter from the American Institute for Property and Liability Underwriters
certifying the licensee was awarded the Chartered Property and Casualty
Underwriters (CPCU) designation and has been engaged in business the last 4
years.
Special Note
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The department shall not, however issue any
license and appointment to any individual who does not, at the time of
issuance and throughout the existence of the Florida license, hold a license
as agent or broker issued by his or her home state; nor to any individual
who is employed by any insurer as a service representative or who is a
managing general agent in any state whether or not also licensed in another
state as an agent or broker.
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