RESIDENT CREDIT LIFE OR DISABILITY INSURANCE AGENT

                                TYPE AND CLASSES:                                          

• 2-11 Credit Life or Disability Insurance

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Florida Statutes 626.321 (1) (e) defines a “CREDIT LIFE OR DISABILITY INSURANCE AGENT” as an individual employed by a life and health insurer as an officer or other salaried or commissioned representative, to an individual employed by or associated with a lending or financial institution or creditor, or to a lending or financial institution or creditor, and may authorize the sale of such insurance only with respect to borrowers or debtors of such lending or financing institution or creditor.

    Application Qualifications:

• Complete an online application for License and submit appropriate fees.   Apply for license

• Be a natural person at least 18 years of age.

• Be a resident of the state of Florida.

• Be a United States citizen or legal alien who possesses a work authorization from the United States Immigration and Naturalization Services.

• Not be an employee of the United States Department of Veterans Affairs or state service office, as referred to in Section 626.833, Florida Statutes.

• Be fingerprinted at one of the Department's fingerprint sites.  (Link directly to locations and additional information)

• If licensed in another state within three years, provide a Letter of Clearance.

Special Notes

Not be a funeral director or direct disposer, or an employee or representative thereof, or have an office in or in connection with a funeral establishment.  A funeral establishment may contract with a life insurance agent to sell a pre-need contract as defined in Chapter 497. Individuals who are funeral directors, direct disposers or employees of a funeral establishment which holds a certificate of authority pursuant to Florida Statutes 497.405 may be licensed as life insurance agents to sell only policies of life insurance covering the expense of a prearrangement for funeral services or merchandise so as to provide funds at the time the services and merchandise are needed.  The face amount of insurance covered by any such policy shall not exceed $12,500.

Applicant cannot hold any other type and class of life and health insurance licenses simultaneously.