Division of Agent and Agency Services
NON-RESIDENT Life, Health and Variable Annuity LICENSE
TYPE AND CLASS:
8-15 Life, Health, and Variable Annuity
Common Use(s) of License:
An individual representing an insurer as to life insurance and annuity contracts,
including agents appointed to transact life insurance, fixed-dollar annuity contracts, or
variable contracts by the same insurer. Annuity contracts, including, but not limited to, fixed or variable annuity
contracts; the granting of endowment benefits, additional benefits in event of death or dismemberment by accident
or accidental means, additional benefits in event of the insured’s disability; and optional modes of settlement
of proceeds of life insurance. Representing a health maintenance organization or, as to health insurance only,
an insurer transacting health insurance; insurance against loss through sickness or accidental bodily injury.
Related Florida Statutes:
624.602, 624.603 & 626.015
STEPS TO OBTAIN NON-RESIDENT 8-15 LIFE, HEALTH AND VARIABLE ANNUITY LICENSE:
Step 1 - You must be:
- A natural person at least 18 years of age.
- A non-resident of the state of Florida.
- A United States citizen or legal alien who possesses a
work authorization from the United States Immigration and
Naturalization Services.
[Click here for more information]
Step 2 - Home State License:
- You must have the same lines of authority in your home state before applying. Note: A Florida
non-resident license is only valid for the same line of authority you hold in your home state. We cannot approve your application if you do not hold the Life and Health lines of authority in your home state. In Florida,
all Life licenses include Variable Annuity. You do not have to hold Variable Annuity in your home state to obtain this license, however you may not transact variable annuities in Florida if you do not hold this authority in your home state.
Step 3 - Apply:
Step 4 - Prerequisite:
- Proof of your prerequisite, as indicated in Step 2, is verified through
the National Association Insurance Commissioners (NAIC).
In the event that your license can not be verified, the Bureau may request a Letter of Certification from your home state to verify you are licensed.
The Letter of Certification can be obtained from your home state and it must be dated no earlier than 30 days of your date of application.
Mail to:
Department of Financial Services
Bureau of Licensing, Room 419
200 East Gaines Street
Tallahassee, FL 32399-0319
Step 5 - Fingerprints:
- You must submit fingerprints to the Bureau. Instructions for fingerprinting can be found by
clicking here.
Step 6 - Status notification(s):
- Once an application has been submitted, you may check
your
MyProfile account
for the status of your application. Deficiencies
will be listed under the pending license type.
Step 7 - Print license:
- Once all the above steps have been satisfied, the
department will send your approval by email. You may
then go to your MyProfile account
and print your license.
Note: If you are required to take an examination, you will not be able to print your license until the department has
received a passing result from the testing vendor.
Special Note:
Cannot be:
- An employee of the United States Department of Veterans Affairs or state service office, as referred to in Section 626.833, Florida Statutes.
- A funeral director or direct disposer, or an employee or representative thereof, or have an office in or in connection with a funeral establishment.
[626.785, F.S.]
This license can not be held with the following licenses:
- 0-93 LIFE (FOREIGN/MILITARY)
- 8-11 CREDIT LIFE OR DISABILITY
- 9-21 MOTOR VEHICLE AND MECHANICAL BREAKDOWN
- 9-29 CREDIT