Division of Agent and Agency Services
NON-RESIDENT PUBLIC ADJUSTER LICENSE
TYPE AND CLASS:
73-20 All Lines
Common Use(s) of License:
A "public adjuster" is any person, except a duly licensed attorney at law as exempted under s. 626.860, who, for money, commission, or any other thing of value, prepares, completes, or files an insurance claim form for an insured or third-party claimant or who, for money, commission, or any other thing of value, acts on behalf of, or aids an insured or third-party claimant in negotiating for or effecting the settlement of a claim or claims for loss or damage covered by an insurance contract or who advertises for employment as an adjuster of such claims. The term also includes any person who, for money, commission, or any other thing of value, solicits, investigates, or adjusts such claims on behalf of a public adjuster.
Related Florida Statutes:
626.854 and 626.8732
STEPS TO OBTAIN NON-RESIDENT PUBLIC ADJUSTER LICENSE:
Step 1 - You must be:
- A natural person at least 18 years of age.
- A non-resident of the state of Florida.
- A United States citizen or legal alien who possesses a
work authorization from the United States Immigration and
[Click here for more information]
Step 2 - License Required:
- Licensed and employed as a
public adjuster in the applicant's state of
residence on a continual basis for the past
- If the applicant's state of
residence does not issue licenses to
individuals who act as public adjusters, the
applicant has been licensed and employed as
a resident insurance company or independent
adjuster, insurance agent, insurance broker,
or other insurance representative in his or
her state of residence or any other state on
a continual basis for the past 3 years.
Step 3 - Must have the following prerequisite(s) before
Step 4 - Apply:
Step 5 - Prerequisite:
- Proof of your prerequisite, as indicated in Step 2, is verified through
the National Association Insurance Commissioners (NAIC).
In the event that your license can not be verified, the Bureau may request a Letter of Certification from your home state to verify you are licensed.
The Letter of Certification can be obtained from your home state and it must be dated no earlier than 30 days of your date of application.
Department of Financial Services
Bureau of Licensing, Room 419
200 East Gaines Street
Tallahassee, FL 32399-0319
Step 6 - Fingerprints:
- You must submit fingerprints to the Bureau. Instructions for fingerprinting can be found by
Step 7 - Status notification(s):
- Once an application has been submitted, you may check
for the status of your application. Deficiencies
will be listed under the pending license type.
Step 8 - Examination:
Disregard this step if you are not required to take an exam.
Upon approval, an e-mail will be sent to you directing you to check your messages in your
account. Messages are where you may print your
notifications from the department, such as an
authorization for an examination. Follow the message's instructions to schedule the examination.
[Click here for the Exam Information page]
Step 9 - Print license:
- Once all the above steps have been satisfied, the
department will send your approval by email. You may
then go to your MyProfile account
and print your license.
Note: If you are required to take an examination, you will not be able to print your license until the department has
received a passing result from the testing vendor.
- Attorneys at law duly licensed to practice law in the courts of this state, and in good
standing with The Florida Bar are exempt from having to obtain a license per Florida Statutes
626.860. Note: This does not exempt attorneys from the state examination if an adjuster license is applied for.
- Upon licensure a public adjuster must be appointed in his or her own name, or by a public adjuster or a public adjusting firm. A public adjuster can only have one appointment.
- Can not hold more than one adjuster license at a time.
This license can not be held with the following licenses:
- 0-70 EMERGENCY ADJUSTER
- 0-93 LIFE (FOREIGN/MILITARY)
- 2-21 MOTOR VEHICLE AND MECHANICAL BREAKDOWN
- COMPANY ADJUSTER (ALL)
- INDEPENDENT ADJUSTER (ALL)