Division of Agent and Agency Services
Protecting the Insurance-Buying Public by Licensing Competent and Trustworthy
Individuals and Entities and Expeditiously Investigating Alleged Violations
of the Florida Insurance Code
Licensure & Compliance
RESIDENT CREDIT LIFE OR DISABILITY INSURANCE AGENT
TYPE AND CLASSES:
-
2-11 Credit Life or Disability Insurance
Florida Statutes 626.321 (1) (e) defines a “CREDIT LIFE OR DISABILITY
INSURANCE AGENT” as an individual employed by a life and health insurer
as an officer or other salaried or commissioned representative, to an
individual employed by or associated with a lending or financial institution
or creditor, or to a lending or financial institution or creditor, and
may authorize the sale of such insurance only with respect to borrowers
or debtors of such lending or financing institution or creditor.
Application Qualifications:
- Complete an online application for License and submit appropriate
fees.
Apply for license
- Be a natural person at least 18 years of age.
- Be a resident of the state of Florida.
- Be a United States citizen or legal alien who possesses a work
authorization from the United States Immigration and Naturalization
Services.
- Not be an employee of the United States Department of Veterans
Affairs or state service office, as referred to in Section 626.833,
Florida Statutes.
- Be fingerprinted at one of the Department's fingerprint sites.
Fingerprint locations and additional information
- If licensed in another state within three years, provide a Letter
of Clearance.
- Requirements for applicants with prior criminal history
(Click Here)
Special Notes
- Not be a funeral director or direct disposer, or an employee
or representative thereof, or have an office in or in connection
with a funeral establishment. A funeral establishment may contract
with a life insurance agent to sell a pre-need contract as defined
in Chapter 497. Individuals who are funeral directors, direct disposers
or employees of a funeral establishment which holds a certificate
of authority pursuant to Florida Statutes 497.405 may be licensed
as life insurance agents to sell only policies of life insurance
covering the expense of a prearrangement for funeral services or
merchandise so as to provide funds at the time the services and
merchandise are needed. The face amount of insurance covered by
any such policy shall not exceed $12,500.
- Applicant cannot hold any other type and class of life and health
insurance licenses simultaneously.
