Division of Agent and Agency Services

Protecting the Insurance-Buying Public by Licensing Competent and Trustworthy Individuals and Entities and Expeditiously Investigating Alleged Violations of the Florida Insurance Code

Licensure & Compliance

Exam-only Applicant

An exam only application is a way for individuals to attempt to pass a state examination without receiving the state’s approval for that license. Once an individual passes an examination, they can apply for the license, requesting the state’s approval.

This option is not available for Bail Bond applicants.
If the applicant passes the state examination using this method, they are still required to apply for the license. Passing the state examination does NOT guarantee licensure. The applicant must still submit an application for licensure and meet all the requirements, including the background requirements and the prelicensing requirements.
The passed state examination result is valid for ONE YEAR. The applicant must apply for the EXACT type/class of license within one (1) year of passing the state examination. If the application for licensure is submitted more than one (1) year after passing the state examination, the applicant will be required to re-take the state examination.
Applicants must not use the examination only application to apply for re-taking a failed or missed examination, instead they must use the re-examination application.

Frequently Asked Questions

Last updated: April 27, 2008

If I pass an examination using the exam only application, how long do I have to apply to request the state’s approval for that license?
You have one year from the passing date to apply for that license. After one year, the examination becomes void and you will need to retest if you still wish to obtain that license.
If I submitted an exam only application in error, can I reapply for the license?
No. You must take the examination or cancel it with Pearson VUE before you can apply for the license.
If I submitted an exam only application but chose the wrong examination. Can I get a refund?
No. Per Florida Statute 626.171(5), all fees are nonrefundable.
What if I fail the examination or miss my appointment to take it?
Three (3) days after you do either, you may apply for a reexamination. You will be charged $56 every time this is done.
I've been approved for an examination but now I have a designation. What do I need to do?
You will need to send the designation to the department. If your authorization for examination has not expired, you will need to call the department to get the application corrected for approval. If the authorization for examination has expired, you will need to reapply for the license.
Do I have to take an examination if I want to switch from one adjuster license to another?
Possibly. If you have a valid company or independent adjuster license with Florida, you qualify for an equal or lesser company or independent adjuster license without examination. However, resident public adjuster licenses do require you to take the adjuster examination per Florida Statue 626.221. Nonresident public adjusters may be exempt from the examination, click here to view the adjuster reciprocal list.
If I applied originally by exam only and passed, what do I do next?
You must apply for a license. Go to www.myfloridacfo.com/agents and log in to My Profile and choose either New Agent License or New Adjuster License. If you are approved by the state, Pearson VUE will mail you your license id card.