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The Intercom

Current issues of The Intercom are only available online. If you are a licensed agent or adjuster and you would like to receive an e-mail notification each time a new publication is available on our website, go to the following link: https://aalf.fldfs.com/common/com_index.asp and click on Name/Address Change.
If you are not an agent or an adjuster and you would like to be notified, please e-mail The Intercom editor at sean.rinehart (at) fldfs.com.

(Scroll down for an index to individual Intercom articles.)

TITLE

PDF/Size (download)

Date Issued

The INTERCOM, VOL. 15, NO. 2 agin1206.pdf/668kb DECEMBER 2006
The INTERCOM, VOL. 15, NO. 1 agin0306.pdf/3039kb MARCH 2006
The INTERCOM, VOL. 14, NO. 1 agin0205.pdf/4989kb FEBRUARY 2005
The INTERCOM, VOL. 13, NO. 2 agint0104.pdf/1796kb OCT 2003 - JAN 2004
The INTERCOM, VOL. 13, NO. 1 agint0903.pdf/1885kb JUNE 2003 - SEPT 2003
The INTERCOM, VOL. 12, NO. 2 agint0503.pdf/2167kb

AUG 2002 - MAY 2003

The INTERCOM, VOL. 12, NO. 1 agint0702.pdf/956kb

OCT 2001 - JULY 2002

The INTERCOM, VOL. 11, NO. 1 agint0901.pdf/469kb

MAY 2001 -  SEPT 2001

The INTERCOM, VOL. 10, NO. 3 agint0401.pdf/359kb

NOV 2000 -  APRIL 2001

The INTERCOM, VOL. 10, NO. 2 agint1000.pdf/214kb

FEB 2000 -  OCT 2000

The INTERCOM, VOL. 10, NO. 1 agint0100.pdf/245kb

AUG 1999 -  JAN 2000

The INTERCOM, VOL. 9, NO. 2 agint0499.pdf/742kb

APR 1999 -  JUL 1999

The INTERCOM, VOL. 9, NO. 1 agint0199.pdf/296kb JAN 1999 - MAR 1999
The INTERCOM, VOL. 8, NO. 3 agint1298.pdf/368kb AUG 1998 - DEC 1998
The INTERCOM, VOL. 8, NO. 2 agint0798.pdf/619kb MAY 1998 - JUL 1998
The INTERCOM, VOL. 8, NO. 1 agint0198.pdf/424kb JAN 1998 - APR 1998
The INTERCOM, VOL. 7, NO. 3 agint0997.pdf/309kb SEP 1997 - DEC 1997
The INTERCOM, VOL. 7, NO. 2 agint0497.pdf/1567kb APR 1997 - AUG 1997
The INTERCOM, VOL. 7, NO. 1 agint1196.pdf/419kb NOV 1996 - MAR 1997
The INTERCOM, VOL. 6, NO. 3 agint0796.pdf/304kb JUL 1996 - OCT 1996
The INTERCOM, VOL. 2, NO. 1 agint0192.pdf/4,394kb JANUARY 1992

You can download and view the text of any of the preceding publications using Adobe Acrobat.

This index references articles that have appeared in The Intercom, the publication for agents and adjusters published by the Florida Department of Financial Services. To obtain copies of articles that are not online, call Sean Rinehart, The Intercom editor, at (850) 413-5418, or write to him at Florida Department of Financial Services, 200 East Gaines Street, Tallahassee, FL 32399-0318.

Note: articles that appeared in older issues may now be out of date or superseded by changes in Florida law.

SUBJECT

DATE

A

Accident, Health Insurers & HMOs (Healthy Lifestyle Rebate Memorandum) Feb. 2005
Address Notification (E-mail) March 2006
Adjuster Continuing Education Rules Feb. 2005
Adjusters (Conflict of Interest Informational Bulletin, public adjusters) Dec. 2006
Advertising Jan. 1992
Advertising (L&H) Spr. 1990
Advertising (L&H) Mar. 1993
Advertising (L&H, P&C) Aug. 1997
Advertising (life & annuity) Mar. 1997
Advertising (notary bonds) Mar. 1997
Advertising (P&C) Feb. 1996
Advertising gifts Oct. 1995
Advertising on the Internet Apr. 2001
Affidavit of adjuster status Mar. 1993
Agency (Closing) Spr. 1998
Agency (Closing) Feb. 2005
Agency (Compliance) Dec. 2006
Agency inspections Spr. 1990
Agency inspections Sept. 1993
Agency Licensing & Registration (Commissioner's message) March 2006
Agency Licensing & Registration (Informational Bulletin) Dec. 2006
Agency Licensing Law Dec. 2006
Agency Referral Service Feb. 2005
Agent addresses Dec. 1998
Agent Compliance Dec. 2006
Agent (contact and license information) Dec. 2006
Agent E-mail Addresses Feb. 2005
Agent records retention Mar. 1994
Agent Referral Service (FMAP) March 2006
Agents signatures Dec. 1994
Agents signatures June 1996
Annuities (sale by banks) Oct. 1996
Anti-Fraud Legislation (Workers' Comp.) Feb. 2005
Applications Notice Apr. 2001
Apply for licenses on Internet Sept. 2001
Appointment forms July 1999
Appointment renewals Mar. 1993
Appointment renewals Sept. 1993
Appointment renewals Mar. 1997
Appointments Fall 1990
Appointments Win. 1991
Appointments Jan. 1992
Appointments Dec. 1994
Appointments June 1995
Appointments Apr. 1998
Appointments Dec. 1998
Appointments Jan. 2004
Appointments (submitting forms) July 1999
Auto insurance Sept. 1994
Auto insurance Dec. 1997

B

Background checks Jan. 1992
Bail bond blue ribbon panel July 2002
Bail bonds (advertising) Dec. 1997
Bail bonds (agency examinations) Sept. 1993
Bail bonds (agent licensing) June 1993
Bail bonds (credit card fees) Feb. 1996
Bail bonds (felony history) Oct.1995
Bail bonds (illegal solicitation) Oct.1995
Bail bonds (separate agencies) Dec. 1998
Bankcard & insurance solicitation Feb. 1994
Banks selling insurance June 1994
Banks selling insurance Sept. 1994
Banks selling insurance Feb. 1996
Banks selling insurance June 1996
Banks selling insurance Dec. 1998
Banks selling insurance July 1999
Bartering Mar. 1993
Bond requirements for licensees July 1998
C
Certificates of deposit May 2003
Certificates of insurance Sept. 1994
Certificates of insurance May 2003
Certification & Clearance Jan. 2000
Certification & Clearance Oct. 2000
Character & credit reports Fall 1990
Churning Feb. 1996
Churning / twisting Feb. 1994
Churning July 1999
CITIZENS Online Agent Services Feb. 2005
Code of ethics – life underwriters June 1994
Companies (certificate of authority) Feb. 1996
Compliance Corner (Agent & Agency) Dec. 2006
Consumer complaints Mar. 1994
Consumer complaints Feb. 1996
Consumer complaints Dec. 1998
Consumer eViews Jan. 2004
Consumer eViews (info) Feb. 2005
Consumer eViews (info) March 2006
Consumer rating July 1999
Continuing education Spr. 1990
Continuing education Spr. 1991
Continuing education Win. 1991
Continuing education Jan. 1992
Continuing education June 1992
Continuing education Mar. 1993
Continuing education June 1993
Continuing education Sept. 1993
Continuing education Mar. 1994
Continuing education June 1994
Continuing education Sept. 1994
Continuing education Dec. 1994
Continuing education Oct. 1995
Continuing education Feb. 1996
Continuing education Dec. 1997
Continuing education Apr. 1998
Continuing education July 1998
Continuing education Dec. 1998
Continuing education Mar. 1999
Continuing education July 1999
Continuing education Jan 2000
Continuing education Oct. 2000
Continuing education Apr. 2001
Continuing education July 2002
Continuing education Jan. 2004
Continuing education (Adjusters) Feb. 2005
Continuing education system (CFO's column) May 2003
Continuing education (reciprocal agreements) Mar. 1997
Continuing education (Providers & Licensees) Dec. 2006
Continuing education (Surplus Lines for Retail Agents) Dec. 2006
Countersignatures June 1995
Criminal history disclosure Feb. 1996
Criminal penalties May 2003
Customer representatives Win. 1991
Customer representatives Jan. 1992
Customer representatives Mar. 1994
Customer representatives Jan. 2000

D

Department hurricane response (Commissioner’s message) Dec. 1998
Department web site Apr. 1998
Department web site July 1998
Department web site Dec. 1998
Department web site Mar. 1999
Department web site resources Oct. 2000
Designation of Supervising Agent form Jan. 2000
Division of Fraud news Dec. 1997
Division of Fraud news Apr. 1998
Division of Fraud news July 1998
Division of Fraud news Dec. 1998
Division of Fraud news Mar. 1999
Division of Fraud news Oct. 2000
Division of Fraud news Apr. 2001
Division of Fraud news Sept. 2001
Division of Insurance Fraud Oct. 1996
Double Deductibles Program Feb. 2005
E
eAppoint Jan. 2004
Electrical contractors’ insurance requirements Dec. 1998
Electronic Records Apr. 2001
E-mail Address Notice Feb. 2005
E-mail Address Notification March 2006
Emergency adjusters Mar. 1994
Employee health care access June 1993
Employee leasing companies June 1995
ERISA (Part I in series) Apr. 2001
ERISA (Part II in series) Sept. 2001
Ethics/disclosure requirement June 1993
Ethics/disclosure requirement June 1993
Exam & License Issuance March 2006
Exchange of business June 1992
Exchange of business June 1993
F
Financial Services Reform Jan. 2000
Fingerprint Card Policies Sept. 2001
Flood insurance Dec. 1998
Flood ins. (commission rebates) Oct. 1995
Flood ins. (commission rebates) Feb. 1996
Flood insurance (coops/timeshares) Oct. 1996
Flood map (Hillsborough County) Sept. 2003
Florida Administrative Code Dec. 1994
Florida Hurricane Catastrophe Fund Aug. 1997
Florida Small Employers Health Reinsurance Program June 1995
FMAP Sept. 2003
(FMAP) Agent Referral Service March 2006
(FMAP) Florida Market Assistance Plan Feb. 2005
FMAP customer connection Apr. 2001
Forms July 2002
Fraud Investigations & Prosecutions March 2006
Fraud Reward program Jan. 2000
Fraud 2001 July 2002
Fraud Top Ten (2003-04) Feb. 2005
Fraud Top Ten (2004-05) March 2006
Fraud Top Ten (2005-06) Dec. 2006
"Free Insurance" Jan 2000
FRPCJUA Mar. 1994
FRPCJUA Sept. 1994
FRPCJUA (keep-out program) Apr. 1998
G
Get Smart about Insurance Jan. 2004
Grand jury summary Mar. 1999
Guaranteed health coverage Dec. 1997
H
Health & Life Insurers (Medicare) March 2006
Health care fraud Dec. 1998
Health care reform (small group) June 1994
Health care reform (small group) Sept. 1994
Health insurance coverage
(Commissioner's message)		 Sept. 2001
Health insurance reform (CFO's message) Sept. 2003
Health insurance (out-of-state group) Sept. 2003
Health insurance portability July 1998
Health plans (unauthorized) July 2002
Healthy Lifestyle Rebate Plan Feb. 2005
HMOs Mar. 1993
HMOs, Health & Life Insurers (Healthy Lifestyle Rebate Memorandum) Feb. 2005
Homeowners’ insurance (Commissioner’s message) Feb. 1996
Homeowners’ insurance (Commissioner’s message) Dec. 1997
Homeowners policies Mar. 1999
Hurricane deductibles Oct. 1996
Hurricane house Mar. 1999
Hurricane Damage Mitigation Program Dec. 2006
Hurricane preparedness June 1996
Hurricane preparedness July 1998
Hurricane Relief (Commissioner's message) Feb. 2005
Hurricane Reporting 2005 (Property & Casualty Insurers) March 2006
I
Improved services for agents July 2002
Insolvent carriers Mar. 1993
Insurance agency (closing) Apr. 1998
Insurance agency (opening) Oct. 1996
Insurance agency (opening) Oct. 2000
Insurance disaster preparation Apr. 1998
Insurance law / rule book Apr. 1998
Investments Oct. 2000
L
Laws, new (2002) July 2002
Legislation (1989) Oct. 1989
Legislation (1990) Spr. 1990
Legislation (1991) Spr. 1991
Legislation (1992) June 1992
Legislation (1995) Oct. 1995
Legislation (1996) June 1996
Legislation (1997)` Aug. 1997
Legislation (1998) July 1998
Legislation (1999) July 1999
Legislative agenda 1999 (Commissioner’s message) Mar. 1999
Legislative agenda 2000 Oct. 2000
Legislation (2001) Sept. 2001
Legislation (2002) July 2002
Legislation (2003) Sept. 2003
License (Exam) March 2006
License (Issuance) March 2006
License (surrender) Mar. 1999
License application procedure Sept. 1993
License application processing Oct. 1989
License application processing Jan. 2000
License application processing Oct. 2000
License numbers (new) Dec. 1998
License numbers (new) Mar. 1999
License numbers (new) July 1999
License numbers (new) Jan. 2000
Licensee name changes Mar. 1999
Licensing reciprocity Sept. 1993
Licensing an Agency (Commissioner's message) March 2006
Licensing an Agency Dec. 2006
Licensing & Registration (Agency Informational Bulletin) Dec. 2006
Life & Health Insurers (Medicare) March 2006
Life insurance buyer’s guide Apr. 1998
Limited customer rep. Mar. 1994
Limited customer representative June 1993
M
Managing general agents Apr. 1998
Marine Insurance Notice Feb. 2005
Market conduct examinations June 1995
Mediation Spring 1991
Mediation of P&C claims June 1996
Mediation/property ins. claims June 1995
Medical discount cards Sept 2003
Medicare (Life & Health Insurers) March 2006
Meet the insurance commissioner Apr. 2001
Mitigation Program (Hurricane Damage) Dec. 2006
Motor vehicle reports Mar. 1999
Moving to another state July 1999
Multiple Deductible Reimbursement Program Feb. 2005
My Profile (Agent information) Dec. 2006
My Safe Florida Home (Mitigation Program) Dec. 2006
N
Name changes Dec. 1994
National catastrophe program (Commissioner’s message) Aug. 1997
Nevada nonresident license Jan. 2000
New insurance regulator May 2003
Nonresident adjuster license Dec. 1997
Nonresident agents (bulletin) Jan. 2004
Notice to policyowner Dec. 1998
O
One-life group open enrollment July 2002
P
Payments for referrals Mar. 1994
Payments for referrals Feb. 1996
Phony health plans July 2002
Premium Finance Companies (Statutory Limitations Memorandum) Feb. 2005
Premium financing Feb. 1994
Premium financing (disclosure form) Oct. 1995
Premium taxes Mar. 1994
Premium taxes Mar. 1999
Pre-need contracts Sept. 1993
Prepaid legal expense insurance Mar. 1997
Private mailboxes July 1999
Prohibited sales practice Mar. 1999
Property & Casualty Insurers (Hurricane Reporting 2005) March 2006
Property & casualty memo July 1999
Public Adjusters (Conflict of Interest Informational Bulletin) Dec. 2006
R
Rate filings Jan. 2004
Registering an Agency (Commissioner's message) March 2006
Registration & Licensing an Agency (Informational Bulletin) Dec. 2006
Reinsurance intermediary June 1993
Replacement insurance Feb. 1994
Return premiums Aug. 1997
S
Service Charge Limitations Memorandum (Premium Finance Companies) Feb. 2005
Sliding Mar. 1993
Small employer health benefit plan May 2003
Small group commissions Dec. 1998
Supervising agent required Mar. 1999
Surplus lines (agent registration) Mar. 1999
Surplus lines (continuing education for retail agents) Dec. 2006
Surplus lines (courtesy filings) Feb. 1996
Surplus lines (eligible carriers) June 1994
Surplus lines (charging fees) July 2002
Surplus lines (exporting risks) Dec. 1997
Surplus lines (service fee) Jan. 2004
Surplus lines (service office) Dec. 1998
Surplus lines (stmt. of diligent effort) Dec. 1994
Surplus lines coverage Feb. 1994
T
Telemarketing calls Oct. 1996
Temporary adjuster license Spr. 1991
Temporary customer rep. license Aug. 1997
Terrorism Risk Insurance Act of 2002 Sept. 2003
Test Centers Jan. 2000
Title insurance Oct. 1996
Title insurance Jan. 2000
Title insurance May 2003
U
Unauthorized entities Spring 1991
Unauthorized entities Jan. 1992
Unauthorized entities Feb.1994
Unauthorized entities June 1994
Unauthorized entities July 1995
Unauthorized entities Feb. 1996
Unauthorized entities Oct. 1996
Unauthorized entities Dec. 1997
Unauthorized entities July 1998
Unauthorized entities Jan. 2000
Unauthorized entities Oct. 2000
Unauthorized entities April 2001
Unauthorized entities Sept. 2001
Unauthorized entities July 2002
Unauthorized entities May 2003
Unauthorized entities Sept. 2003
Unfair trade practices Sept. 1993
Unlicensed adjusting Mar. 1999
Unlicensed entities Mar. 1994
Unlicensed entities Sept. 1994
Unlicensed entities Oct.1995
Unlicensed entities Jan. 2004
Unlicensed personnel Mar. 1994
Unlicensed persons Mar. 1997
Unlicensed persons Mar. 1999
V
VEBA July 2002
Viatical notice July 2002
Viaticals Aug. 1997
Viaticals Jan. 2000
Viaticals Jan. 2000
Viaticals Oct. 2000
Viaticals Sept. 2001
Viaticals (life expectancy certifications) Sept. 2003
Viatical Legislation March 2006
Viatical settlements and fraud Apr. 2001
W
Workers’ compensation Jan. 2004
Workers' compensation anti-fraud legislation Feb. 2005
Workers’ compensation fraud Sept. 1994
Workers’ compensation fraud Dec. 1994
Workers’ compensation fraud June 1995
Workers’ compensation fraud June 1996
Workers’ compensation insurance Aug. 1997
Workers' compensation insurers memo Feb. 2005
Workers’ compensation law Dec. 1998
Workers’ comp. purchasing alliance Oct.1995
Y
Year 2000 Dec. 1998
Year 2000 Mar. 1999
24-hour insurance coverage Feb. 1996